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Fire Loss Prevention
Video Your Personal Property...
Take time to conduct a personal property inventory. It is difficult after a fire or a tornado for homeowners to provide the insurance company with a detailed listing of their personal property possessions. Documenting what you own prior to the loss will greatly assist you and the company in the claims handling process. There are a couple of ways you can document your personal property. First, you can manually write down what is contained in each room, closet, garage, and any outbuilding. 
Another option for an inventory would be to video your personal property. Simply walk through each room, closet, garage or outbuilding panning the camera to record all of the contents. Use the voice-over to relay details.
After taking the inventory, whether paper or video, it is important to store the tape in a safe deposit box. Remember to update the inventory every so often.